1. About Codrit Ltd and Numeray

Numeray is an AI-powered co-pilot web platform designed to assist users in generating financial statements and financial reports. References to "Numeray" in these Terms refer to the Platform offered by Codrit Ltd.

2. Eligibility and Account Registration

• Age Requirement: By using the Platform, you represent that you are at least 18 years old or the age of majority in your jurisdiction. The Platform is not intended for individuals under the age of 18.
• Account Creation: To use the Platform, you must create an account. You agree to provide accurate, current, and complete information and to keep this information updated.
• Account Security: You are responsible for maintaining the security of your account, including your login credentials. We recommend using strong passwords and appropriate security measures to protect your account. Notify us immediately at support@numeray.com of any unauthorized use.

3. Data Processing and Location

• Data Hosting: Numeray's servers are located in the European Union (Ireland). By using the Platform, you acknowledge that your data will be processed and stored in the EU.
• GDPR Compliance: Codrit Ltd is committed to protecting your privacy and handling your data in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws. For detailed information, please see our Privacy Policy.
• Session-Only Storage: As a core feature of Numeray, any financial data you upload is processed during your active session and is automatically and securely deleted from our servers when you end your session. We do not permanently retain your uploaded financial data.

4. Your Content and Intellectual Property

• Ownership: You retain all ownership rights to any data, files, and information ("User Content") you upload to Numeray. Codrit Ltd does not claim ownership over your User Content.
• License to Operate: By uploading User Content, you grant Codrit Ltd a limited, non-exclusive license to host, process, and display your content solely for the purpose of providing the Platform's services to you during your active session.
• Codrit Ltd IP: All rights, title, and interest in the Numeray software, code, design, logo, brand, and AI models (excluding your User Content) are and will remain the exclusive property of Codrit Ltd.

5. Acceptable Use

You agree not to use Numeray to:

• Upload any unlawful, fraudulent, or infringing content
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the Platform
• Use the Platform for any illegal activity
• Reverse engineer, copy, or create derivative works based on Numeray's code, algorithms, or AI models
• Use the Platform to generate content that is harmful, deceptive, or violates any applicable law

6. Critical Disclaimers

AI-Generated Content

Numeray is an AI-powered co-pilot tool. The financial statements, reports, and other content generated by the Platform are produced by artificial intelligence based on the data you provide.

No Professional Advice

Codrit Ltd is not a financial advisory firm, accountancy practice, or consultancy. Numeray does not provide financial, accounting, tax, legal, or professional advice. The Platform's outputs are for informational and assistance purposes only and should not be construed as professional advice.

User Responsibility for Verification

You are solely responsible for:

• The accuracy, completeness, and lawfulness of any data you input
• Reviewing, verifying, and validating all outputs generated by Numeray
• Any decisions, actions, or business strategies you pursue based on such outputs
• Ensuring compliance with all applicable laws and regulations in your jurisdiction

AI Limitations

Artificial intelligence may make mistakes. You should independently verify all calculations, statements, and reports generated by the Platform before relying on them for any purpose.

Consult Qualified Professionals

Before making any financial, investment, or business decision, you should consult with a qualified professional (e.g., accountant, financial advisor, attorney) who can consider your specific circumstances.

Platform Provided "As Is"

The Platform is provided on an "as is" and "as available" basis. Codrit Ltd makes no warranties, express or implied, regarding the reliability, accuracy, completeness, or availability of the Platform or its outputs.

7. Limitation of Liability

To the maximum extent permitted by applicable law (including the GDPR), Codrit Ltd, its officers, employees, and agents shall not be liable for any:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunity
• Errors or inaccuracies in AI-generated content
• Claims arising from your use or inability to use the Platform
• Decisions made based on Platform outputs

In any case, Codrit Ltd's total liability to you for all claims arising from these Terms or your use of the Platform is limited to €100 (one hundred euro).

8. Indemnification

You agree to defend, indemnify, and hold harmless Codrit Ltd from any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

• Your use of the Platform
• Your violation of these Terms
• Your violation of any third-party rights (including privacy or intellectual property rights)
• Any decisions you make based on Platform outputs

9. Third-Party Links

The Platform may contain links to third-party websites or resources. Codrit Ltd does not endorse and is not responsible or liable for their content, products, or services.

10. Modifications to Terms or Platform

• Changes to Terms: We may update these Terms from time to time. Material changes will be notified via email or prominent notice on the Platform. Your continued use after changes constitutes acceptance.
• Changes to Platform: We reserve the right to modify, suspend, or discontinue any part of Numeray at any time without notice, including features, AI models, or functionality.

11. Termination

Codrit Ltd may terminate or suspend your access to the Platform immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.

12. Governing Law and Dispute Resolution

• Governing Law: These Terms shall be governed by the laws of Ireland, without regard to its conflict of law provisions.
• Dispute Resolution: Any disputes arising under these Terms shall first be attempted to be resolved informally by contacting support@numeray.com. If a dispute cannot be resolved informally, you agree to submit to the exclusive jurisdiction of the courts of Ireland.
• EU Consumer Rights: Nothing in these Terms affects your statutory rights as a consumer under EU law.